Payment Policy
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1. Accepted Payments
Furnivo accepts secure payment methods displayed at checkout, including major credit and debit cards, EFT, and other available electronic payment options.
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2. Currency & Pricing
All prices are displayed in South African Rand (ZAR). Applicable VAT and any mandatory charges will be clearly shown before you complete your purchase.
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3. Payment Confirmation
An order is confirmed only after payment has been successfully authorised or received. Customers will receive an order confirmation by email.
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4. Secure Payments
Furnivo uses secure payment processing and appropriate security measures to protect payment and personal information. Card details are processed securely through our payment provider.
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5. Failed or Declined Payments
If a payment is declined or unsuccessful, the order will not be processed until successful payment is received. If your account was charged despite a failed order, please contact us for assistance.
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6. Refunds
Approved refunds will generally be made using the original payment method. Processing times may vary depending on your bank or payment provider. Refunds are handled in accordance with our Returns & Refund Policy and applicable South African law.
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7. Fraud & Payment Verification
Furnivo may verify payment and order information to prevent fraud and protect customers. Suspicious or unauthorised transactions may be delayed, cancelled or refunded.
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8. Consumer Rights & Contact
Nothing in this policy limits any consumer rights provided under applicable South African law, including the Consumer Protection Act and Electronic Communications and Transactions Act. For payment enquiries, contact [info@furnivo.co.za].

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